Privacy Policy

1Who we are

The App is published by DevOP. If you have any question about this policy, you can reach us at devop88@proton.me.

2The short version

• We do not collect, receive, or store any personal data on servers.
• There is no account, no registration, no analytics, no advertising, and no crash reporting.
• Everything you enter stays on your device, and in your phone's own backup (iCloud, your computer, or Google) if you use one.
• The App's own code does not connect to the internet. The only connections are made by the App Store or Google Play, to sell and check the optional InterestMe Pro subscription.
• Check-in reminders are notifications planned on your phone; nothing is sent anywhere.

3Data stored on your device

The App stores your input only on your own device, in a local database. This may include:

• your name, if you choose to enter it;
• your saved simulations, plans, loans and comparisons, and your budget;
• your savings goals and the amounts you log for them each month;
• your progress in Learn and the amounts you try there;
• your preferences (currency, number format, appearance, pinned tools, reminders);
• whether your InterestMe Pro subscription was active the last time the store was asked.

The App never sends this data to us or to any third party. You can delete all of it at any time with Profile → Reset app data (your subscription is not affected), or by uninstalling the App.

4Your phone's backups

If you back up your phone, that backup includes the App's data so that it can come back on a new phone or after a reinstall: iCloud Backup or a computer backup on iPhone and iPad, and Google's backup on Android (which, for the App, includes only its database). These backups are made by Apple or Google under your account with them and their privacy policies; we have no access to them. They do not move data between an iPhone and an Android phone. You can turn them off in your phone's settings.

A restored backup never unlocks InterestMe Pro by itself: the App asks the store again.

5Purchases (InterestMe Pro)

InterestMe Pro is an optional subscription sold through the App Store or Google Play. The purchase, the payment and the renewals are handled entirely by Apple or Google, under your account with them and their privacy policies. We never receive your payment details, your name or your email address.

To know whether Pro is active, the App asks the store on your device, and keeps the answer on your device. On Android, the Google Play Billing Library included in the App connects to Google Play for this and may send Google diagnostic information about the purchase process. Apple and Google give us sales reports (for example, how many subscriptions were sold in a country) that do not identify you.

6Reminders

If you turn on check-in reminders, the App plans notifications on your phone. Your phone creates and shows them; nothing is sent to us or to a notification service. You can turn them off in the App's Profile or in your phone's settings.

7Information you send us voluntarily

If you use the feedback feature, or email us directly at devop88@proton.me, you may send us your email address and the content of your message. The App only opens your device's email application; nothing is sent to us unless you actually send the email.

We use the information you send only to respond to you. We do not add you to mailing lists or use it for marketing. We keep it only as long as needed to handle your request.

8No advertising, analytics or tracking

We do not use advertising, analytics services, crash-reporting tools, or tracking of any kind. The App contains no third-party trackers or advertising SDKs. The only third-party code that talks to a service is the stores' billing described above.

9Third-party links

The App may open links in your browser (for example, these pages) or your device's email application. Those services have their own privacy policies, and we are not responsible for how they process your data. You should review their policies before using them.

10Children

The App is not directed at children. Because the App does not collect personal data, we do not knowingly collect information from children either.

11Your rights

Depending on where you live (for example, under the EU General Data Protection Regulation), you may have rights to access, correct, or delete personal data that relates to you. Because the App keeps your data only on your device and in your own backups, exercising these rights typically means using Reset app data or deleting the App. Your subscription and purchase history are held by Apple or Google: manage them in your store account. For anything related to the messages you have sent us, contact us at devop88@proton.me.

12Changes to this policy

We may update this policy from time to time. When we do, we will revise the “Effective date” above and post the new version on this page.

13Contact

Questions or requests: devop88@proton.me
Publisher: DevOP